XRP Price Prediction: Bitwise's CIO Predicts XRP Will Hit $29

• Bitwise's max case already underperformed in 2025: the model projected XRP closing at $4.48, but it actually closed near $2, less than half the forecast
• The $29 prediction requires XRPL to host $109-218 billion in tokenized real-world assets by 2030, representing 47x growth from the current $2.3 billion in just five years
• Even the bull case target of $12.68 by 2030 would represent a strong 9x return from current levels and requires far less aggressive assumptions than the max case scenario

Summary: Bitwise CIO Predicts XRP Could Reach $29 by 2030

Key Price Predictions:

Bitwise's Chief Investment Officer Matt Hougan has released a detailed XRP forecast with three scenarios through 2030:

• Max Case: $29.32 by 2030 (46% annualized returns, ~20x gain from current $1.43)
• Bull Case: $12.68 by 2030 (27% annualized returns, ~9x gain)
• Bear Case: $0.13 by 2030 (-59% annualized returns, -91% loss)

Current Market Status:

XRP is trading at $1.43, down 45% year-to-date, and range-bound between $1.30-$1.50 for the past month despite significant regulatory wins.

Major Developments:

• SEC and CFTC classified XRP as a digital commodity on March 17, 2025
• XRP ETFs have accumulated approximately $1.28 billion in cumulative inflows since launch
• Ripple CEO Brad Garlinghouse joined CFTC's Innovation Advisory Committee in February

Critical Assumptions:

The $29 max case requires XRP to capture 1-2% of the projected $10.9 trillion tokenization market by 2030 ($109-$218 billion in tokenized assets on XRPL). Currently, XRPL hosts only $2.3 billion in tokenized RWAs, requiring 47x growth in five years. The model also assumes Bitcoin reaches $1 million by 2029.

Reality Check:

Bitwise's max case projected XRP at $4.48 for 2025, but it actually closed near $2—less than half the forecast. Weekly ETF inflows have cooled from launch highs, suggesting the bull case ($12.68) is more realistic than the $29 maximum scenario.