Bank of America to Reveal Q4 Earnings: Key Insights

• Analysts expect net interest income of $15.68 billion and trading revenue of $2.64 billion in fixed income and $1.86 billion in equities
• CEO Brian Moynihan will host an analyst call at 8:30 a.m. ET to provide guidance on whether momentum will continue into 2026
• Bank of America's results follow strong performance from peers, with JPMorgan posting better-than-expected trading revenue on Tuesday

Bank of America Q4 Earnings Preview - Summary

Key Event: Bank of America (BAC) is scheduled to report fourth-quarter earnings before the market opens Wednesday, with a management call at 8:30 a.m. ET.

Analyst Expectations:

• Earnings per share: $0.96
• Revenue: $27.94 billion
• Net interest income: $15.68 billion
• Trading revenue: Fixed income $2.64 billion, equities $1.86 billion

Market Context: As the second-largest U.S. bank by assets, Bank of America has benefited from favorable industry trends including surging Wall Street trading and advisory fees, stable consumer credit conditions, and expectations of deregulation. These tailwinds have supported the bank's performance heading into the quarter.

Key Focus Areas: Investors and analysts will closely watch CEO Brian Moynihan's commentary regarding whether positive momentum can continue into 2026. This guidance will be critical for assessing the bank's forward outlook.

Sector Activity: The earnings release is part of a broader wave of major bank reporting this week. JPMorgan Chase reported Tuesday with better-than-expected results driven by strong trading revenue. Goldman Sachs and Wells Fargo are also reporting Wednesday, while Citigroup and Morgan Stanley will release results Thursday.

Market Implications: Bank of America's results and forward guidance will provide important insights into the health of the U.S. banking sector, consumer spending patterns, and capital markets activity. Strong performance could reinforce positive sentiment around financial stocks, while any cautious outlook from management could temper expectations for the sector's 2026 performance.